What to check before a balance transfer
A balance transfer can reduce interest during a promotional period, but the transfer fee, promotional rate, end date and your repayment plan all matter.
Calculator
Compare the possible savings from moving a credit card balance to a promotional balance transfer deal.
Interactive calculator
Enter your current balance, APR, transfer fee and promotional period to estimate potential savings.
This is a simplified estimate. Always check fees, eligibility and the promotional end date.
A balance transfer can reduce interest during a promotional period, but the transfer fee, promotional rate, end date and your repayment plan all matter.